A reputable and established international bank is urgently looking for a VP/Director - Credit Risk (Infrastructure & Project Finance) in their Singapore office. The coverage will span across Southeast Asia South Asia, Korea and Taiwan. No WORK VISA SPONSORSHIP IS PROVIDED!
- Credit Risk experience
- Project Finance and/or Infrastructure Transactions experience
- Experience covering enewables, digital media, infrastructure, transportation and energy sectors.
- Analytical, smart, financial modelling, cash flow analysis skills
Main responsibilities:
- Review and assess several types of credit applications submitted by business units independently ; prepare concise and adequate executive summary to seek approval from relevant authorities. Analysing the creditworthiness of borrowers, project developers, sponsors, and corporate entities involved in each transaction.
- Establish an adequate action plan for credits likely to deteriorate to minimize credit costs.
- Manage and maintain the accuracy of registration of credit monitoring system and client database, and to instruct business units to modify data if necessary.
- Conduct credit portfolio analysis in terms of countries, corporate groups, industry commodity / segments, currency risks, internal grading, type of financial product, etc. from time to time.
- Monitor and proactively control credit exposures under large scale companies and/or certain sectors for increased concern on concentration risks, in cooperation with other relevant teams / departments.
- Discuss direction of potential deals with business units following head office's credit policy and credit appetite.
- This role does not have an approval authority initially but will be considered in future depending on performance and experience.
Mainy requirements:
- Solid 7-10 years professional experience in credit analysis or risk management preferably within Project Finance and/or in the energy and infrastructure sector.
- Experienced in assessing and managing credit risk for large-scale projects.
- Capable in articulating complicated financing transactions and implied risks in a clear and concise manner to a diverse range of stakeholders
- Bachelor's degree or professional qualification in a related field, e.g. degree in finance and accounting or economics.
- Chartered Financial Analyst or Chartered Accountant qualification is an added advantage).
- Advanced proficiency with Microsoft Office (especially Excel) preferred.
- Excellent organizing and planning skills, team player, strong communication skills (written and spoken)
- Eager to learn, demonstrate genuine interest in the energy and infrastructure markets across the APAC region, strong interest/knowledge of APAC energy and infrastructure markets
