A reputable and established international bank is urgently looking for a VP/Director - Credit (Securitization/Private Credit) in their Singapore office. The coverage will span across Southeast Asia South Asia, Korea and Taiwan. No WORK VISA SPONSORSHIP IS PROVIDED!
- New, additional headcount
- Credit analysis or credit review experience
- Securitization/Private Credit Transactions experience preferred
- Analytical, smart, financial modelling, cash flow analysis skill
Main responsibilities:-
- Review and assess various types of credit applications independently, mainly in securitization deals with financial models / modelling cash flows to undertake financial analysis, and any other similar types of business submitted by business units;
- Prepare concise executive summary to seek approval from relevant authorities.
- Set action plan for credits likely to deteriorate in order to minimize credit costs.
- To manage and maintain the accuracy of registration of credit monitoring system and client database, and to instruct business units to modify data if necessary.
- Involve in documentation negotiation in order to ensure that documentation is aligned to credit approvals
- Carry out credit portfolio analysis in terms of countries, corporate groups, industry commodity / segments, currency risks, internal grading, type of financial product, etc. from time to time.
- To monitor and proactively control credit exposures for increased concern on concentration risks, in cooperation with other relevant teams / departments
- Support development the credit risk taking guideline and framework including but not limited to grading methodology and portfolio management for the private credit business in collaboration with the relevant departments.
- Discuss direction of potential deals with business units following credit policy and credit risk appetite.
- No approval authority will be given initially, but will be considered in future depending on performance and experience.
Main requirements : -
- Good Bachelor's degree from a recognized University; with experience in securitization finance, financial analysis, credit risk management.
- 7-10 years experience in credit analysis / credit approval department in banking is essential.
- Credit analysis for structured credit and related business is highly preferred.
- Strong credit analysis and due diligence skills, and able to prepare clear and concise credit recommendations.
- High level ability to understand and interpret financial statements and conduct financial modelling.
- Strong organizing and planning skills, team player, analytical, mature
- Good communication skills (written and spoken), meticulous and confident
