Business coverage:
- Primary entity: MetaComp (Major Payment Institution under Payment Services Act 2019).
- Product scope: Cross-border payments, digital payment token services (OTC and exchange trading), stablecoin-fiat conversion, prime brokerage, custody, PSP infrastructure, WalletSafe (on-chain AML/CFT screening), MPC Wallet, POBO/COBO.
- Jurisdictions: Singapore (primary), with prospective Hong Kong MSO (money service operator) licensing and other strategic markets.
Key responsibilities:
Regulatory advisory and interpretation (SG)
- Serve as SME for PSA and related MAS Notices/Guidelines applicable to MPI (cross-border money transfer, DPT services), including Technology Risk Management, Cyber Hygiene, E-payments User Protection Guidelines (as applicable), and stablecoin-related requirements.
- Translate regulatory obligations into practical controls across product, engineering, operations, and customer-facing teams.
Compliance framework and monitoring
- Maintain the Compliance Framework for payments and crypto businesses: business conduct, complaints, disclosures, transaction limits/controls, safeguarding of customer monies/assets, outsourcing/vendor risk, operational resilience.
- Execute risk-based CMP: transaction monitoring, market abuse/surveillance for OTC/exchange activities, FX/stablecoin conversion controls, and wallet screening oversight.
Licensing and regulator engagement
- Manage MPI license conditions, business plan updates, senior appointment notifications, and new activity add-ons (e.g., additional corridors, products).
- Lead interactions with MAS: inspections, thematic reviews (e.g., AML/CFT, TRM), breach/incident reporting, and remediation.
Product and infrastructure compliance
- Partner with product/engineering on StableX, Pay, Wallet, and Wealth modules to embed compliance by design: API partner onboarding, counterparty standards, MPC wallet key management controls, custody segregation, and customer asset protection.
- Oversee exchange/OTC market integrity: best execution, fair pricing, conflicts, market surveillance, and liquidity provider governance.
Cross-border corridors and partners
- Conduct regulatory due diligence of PSP partners, market makers, custodians, and banks across APAC, Europe, and the Americas maintain partner risk assessments and contractual controls.
Technology risk and cybersecurity
- Ensure compliance with TRM and Cyber Hygiene requirements: security baselines, incident response, penetration testing, DR/BCP, key management, and change management.
- Review smart contract/stablecoin integration risks and wallet security controls (MPC, multi-cloud, shard governance).
Consumer/institutional protection
- Oversee disclosures, marketing compliance, complaints handling, and error resolution procedures ensure institutional client agreements and risk disclosures meet regulatory standards.
Regulatory reporting and financial crime operations
- Ensure timely MAS returns, fraud reporting, and DPT incident notifications implement MI dashboards and KRIs for compliance.
International expansion (HK MSO and others)
- Lead or support HK MSO application and ongoing compliance (AMLO, CDD/KYC standards, suspicious activities monitoring and reporting, store-of-value/payment instruments where applicable).
- Map differences between PSA (SG) and MSO (HK) for policy harmonization support other jurisdictions licensing strategy.
Training and culture
- Deliver tailored training for sales, ops, traders, engineers, and leadership on AML/CFT, sanctions, market abuse, technology risk, and product-specific obligations.
Minimum Qualifications:
- 5+ years in regulatory compliance within payments/fintech/crypto, VASPs, or regulatory/consulting roles focused on PSA/DPT for high-growth fintechs.
- Strong command of the MAS PSA framework, compliance for DPTs and cross-border money transfer, Travel Rule, TRM/Cyber Hygiene, and safeguarding/customer asset protection controls.
- Hands-on experience with blockchain analytics tools, wallet screening, sanctions programs, and typology-driven alerting.
- Experience with exchange/OTC market integrity and fair dealing preferred.
- Exposure to Hong Kong MSO/AMLO requirements experience preparing MSO license applications is advantageous.
- Excellent stakeholder management across product/engineering and external partners track record embedding compliance by design into APIs, wallets, and payments flows.
- Relevant certifications (e.g., CAMS/ICA, CISSP/CISM for TRM exposure, CGSS, ACFCS) are a plus.
Preferred Qualifications:
- 8+ years in regulatory compliance within payments/fintech/crypto, VASPs, or regulatory/consulting roles focused on PSA/DPT for high-growth fintechs.
- Strong command of the MAS PSA framework, compliance for DPTs and cross-border money transfer, Travel Rule, TRM/Cyber Hygiene, and safeguarding/customer asset protection controls.
- Hands-on experience with blockchain analytics tools, wallet screening, sanctions programs, and typology-driven alerting.
- Experience with exchange/OTC market integrity and fair dealing preferred.
- Exposure to Hong Kong MSO/AMLO requirements experience preparing MSO license applications is advantageous.
- Excellent stakeholder management across product/engineering and external partners track record embedding compliance by design into APIs, wallets, and payments flows.
- Relevant certifications (e.g., CAMS/ICA, CISSP/CISM for TRM exposure, CGSS, ACFCS) are a plus.
Success metrics
- Effective AML/CFT and TRM outcomes evidenced by low incident rates and strong inspection results.
- Scalable partner onboarding with robust risk controls timely corridor/product launches with compliant design.
- Successful HK MSO application and clean ongoing compliance.
- Reduction in false positives while improving detection of true risk in on-chain monitoring.
