Key Responsibilities
Investment Product Governance & MAS-Aligned Due Diligence
- Lead the due diligence process of investment products (funds, ILPs, structured products) in full compliance with MAS FAA requirements, including but not limited to suitability standards and product assessment obligations.
- Maintain and update the Approved Product List (APL) in accordance with MAS expectations for ongoing monitoring, product suitability, and advisory controls.
- Ensure product documentation, due diligence files, and internal assessments are aligned with MAS Notices
- Collaborate with Compliance to ensure regulatory gaps are identified and remediated.
High Conviction List & Fund Research (Regulatory-Compliant Process)
- Conduct qualitative and quantitative fund assessments to curate the High Conviction List with documented rationale aligned to FAA-G11 suitability expectations.
- Ensure all recommendations are supported by robust research and clearly stated risk disclosures.
Model Portfolio Construction & Governance
- Oversee the creation and maintenance of Model Portfolios consistent with MAS expectations on product selection, client risk profiles, and advisory documentation.
- Implement changes to portfolio allocations based on market conditions while adhering to risk management and regulatory suitability principles.
- Ensure periodic reviews, performance evaluations, and rebalancing are documented and compliant.
Market Commentary & Research Leadership
- Produce investment commentaries, economic outlooks, and fund insights with regulatory-compliant disclosures.
- Ensure all communication materials to advisors and clients adhere to MAS advertising and representation requirements.
Advisor Training & Conduct Supervision Support
- Deliver targeted training to advisors on product suitability, portfolio construction, risk disclosure, and MAS requirements governing recommendations.
- Support advisors in complex investment cases with guidance rooted in MAS-aligned best practices.
- Promote proper advisory conduct consistent with FAA and all applicable MAS notices.
Compliance & Regulatory Engagement
- Work closely with the Compliance department to uphold MAS standards on:
- Product governance
- Suitability documentation
- Advisory processes
- Sales materials and disclosures
- Participate in regulatory audits or reviews and support the maintenance of strong internal controls.
Leadership, Controls, and Strategic Initiatives
- Lead initiatives to strengthen the investment governance framework, ensuring robust controls and adherence to MAS expectations.
- Mentor junior team members in investment research and compliance-aware processes.
- Lead cross-functional improvements to enhance suitability, advisory quality, and operational efficiency.
Ad-Hoc & Strategic Contributions
- Support senior management with strategic investment initiatives and regulatory-related projects.
- Execute assignments with high accountability and alignment to regulatory rigor.
Requirement
sExperienc
- e57+ years of experience in investments, wealth advisory, or product research, preferably within an Independent FA, private bank, or asset management firm
- .Strong understanding of the MAS FAA regulatory framework, including suitability, disclosure, product due diligence, and documentation standards
- .Demonstrated experience working directly with compliance teams and regulatory auditors
- .Strong presentation skills and the ability to translate complex investment concepts into advisor-friendly insights
- .Strong analytical, due diligence, and critical-thinking capabilities
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Education & Certification
- sDegree in Finance, Economics, Investments, or related fields
- .Professional certifications such as CFA, CFP, or completion of relevant CMFAS modules (e.g., M5, M6, M8, M9, M8A, M9A, HI) are highly preferred and may be required under MAS fit & proper standards
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