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1. Primary Purpose
Conduct review and analysis of existing and potential borrowers for independent and impartial presentation of credit risk assessment.
2. Main duties
Conduct independent and impartial credit risk analysis of existing and potential borrowers
for (amongst others) creditworthiness and repayment capability.
Prepare and present annual and quarterly (if required) Credit Review to the Branch
Senior Management for existing and potential new Japanese and non-Japanese customers
within stipulated framework pursuant to Head Office and branchs policies and procedures
(P&P).
Independently support credit rating (CRR) application proposed by Credit Investment
Department.
Preparation of monthly report to Branch Senior Management (at Credit Committee
Monthly meeting) tracking disclosure and receipt of financial statements, and completion
of Credit Reviews and CRR reviews within timelines pursuant to Head Office and branchs
P&P.
Preparation of monthly self-review checklist reporting departments work schedule to
Branch Senior Management.
Preparation of financial and non-financial covenants via respective quarterly and monthly
report to Branch Senior Management together with detailed verification of individual
covenants certificate provided by agent banks undertaken from time to time.
Liaise with Head Office regarding credit control, when necessary, which includes but is not
limited to communications by e-mail or telephone.
Organize Credit Committee Individual Proposal/Monthly meetings. Prepare and circulate
minutes thereof and maintain originals together with related materials so presented.
Conducting research and producing report on credit issues relevant to branchs credit
portfolio.
Assist, train and provide oversight for junior or new colleagues to facilitate smooth running
of CC Department operations.
Lead, undertake, assist and support CC Departments drive to shift away from mechanistic
compliance to individual assumption for practices that promote a culture of accountability
and good conduct.
Support Head of Department in endeavors to achieve CC Departments targets.
Undertake other tasks regarding credit control under the direction of Head of Department.
If you&aposre interested in the above role, click on the &aposapply&apos function now! Alternatively, you can contact Hao Yi at [Confidential Information] for a confidential discussion. Only shortlisted candidates will be notified.
Morgan McKinley Pte Ltd | EA Licence No: 11C5502 | EA Registration No. R21100351
Date Posted: 04/02/2025
Job ID: 105041817