Our client is a fast-growing, regulated financial institution in Singapore, building a modern banking platform with a strong focus on customer experience, resilience, and scalable growth.
They are seeking a senior Treasury & Balance Sheet Management Lead to oversee funding, liquidity, and balance sheet strategy. This is a leadership role with broad exposure to senior management, regulatory engagement, and strategic initiatives.
The successful candidate will play a key role in shaping balance sheet optimisation, regulatory compliance, and treasury transformation initiatives within a dynamic and collaborative environment.
Key Responsibilities
Liquidity & Funding Strategy
- Monitor and manage regulatory liquidity metrics (e.g. LCR, NSFR, ILAA) and internal risk limits
- Oversee daily liquidity and cash management, including intraday liquidity and contingency planning
- Conduct short- and long-term liquidity forecasting, including stress scenarios
- Support funding strategy execution across deposits, wholesale funding, and interbank facilities
- Coordinate execution and settlement of treasury market instruments
- Support treasury-led strategic initiatives and special projects as required
Balance Sheet Management
- Drive ALCO processes and ensure effective implementation of ALM policies covering:
- Interest rate risk
- Liquidity risk
- Capital risk
- Market / investment risk
- Lead balance sheet optimisation initiatives to support profitability and risk appetite
- Drive annual ICAAP and related stress testing exercises
- Manage IRRBB profile and develop sustainable income-generating balance sheet strategies
- Lead and maintain internal Funds Transfer Pricing (FTP) frameworks
Advisory & Strategic Partnering
- Provide strategic advice to senior management on:
- Balance sheet structure
- Funding mix and capital allocation
- Liquidity and interest rate risk exposure
- Assess and anticipate regulatory, macro, and market developments impacting the balance sheet
Risk, Controls & Governance
- Ensure compliance with approved liquidity and capital risk frameworks and limits
- Maintain oversight of treasury risk measures and governance standards
- Support development and maintenance of treasury risk policies and procedures
- Coordinate with risk, compliance, and audit teams as required
Regulatory & Audit
- Oversee regulatory reporting processes, ensuring accuracy, timeliness, and robust controls
- Monitor regulatory developments and assess impact on treasury activities
- Maintain key treasury documentation (e.g. liquidity plans, balance sheet manuals, FTP guides)
- Support internal and external audits
Treasury Operations & Systems
- Oversee treasury front, middle, and back office operations and controls
- Act as product owner for treasury systems and data infrastructure
- Partner with Finance, Operations, and Technology teams to improve automation, reporting, and controls
- Drive continuous improvement in treasury processes, systems, and data quality
Stakeholder Management
- Partner with FP&A on planning, budgeting, and capital/liquidity forecasts
- Engage product and growth teams on new initiatives requiring treasury assessment
- Work closely with technology teams on treasury system enhancements
- Foster a strong culture of risk awareness, collaboration, and execution excellence
Requirements
- Minimum 12 years of experience in bank treasury, with exposure across front, middle, and/or back-office functions
- Strong understanding of MAS regulatory frameworks (LCR, NSFR, ILAA, ICAAP, relevant MAS Notices)
- Proven experience in liquidity management, ALM, funding strategy, and treasury operations
- Solid knowledge of FTP frameworks, balance sheet analytics, and treasury systems
- Exposure to digital banking, fintech, or tech-enabled financial platforms is an advantage
- Strong stakeholder management skills with the ability to influence senior leadership
- Comfortable operating in a fast-paced, evolving environment
Shortlisted candidates will be notified.
Morgan McKinley Pte Ltd
Su Ling Lew
EA Licence No: 11C5502
EA Registration No. R22104315
