Business Function
Risk Management Group works closely with our business partners tomanage the bank's risk exposure by balancing its objectiveto maximise returns against an acceptable risk profile. We partnerwith origination teams to provide financing, investments and hedgingopportunities to our customers. To manage risk effectively and run a successfulbusiness, we invest significantly in our people and infrastructure.
Job Purpose
Improve and strengthen liquidity risk management within DBS, ensuring the bank maintains a strong liquidity position and meets evolving market demands, by instituting industry-leading practices, including a strong focus on the rapidly evolving digital assets landscape.
Key Accountabilities
- Strategic Risk Management Leadership: Drive the formulation and implementation of a robust liquidity risk management framework, policies, and processes across the Group, including the evolving digital assets space.
- Stakeholder Engagement & Advisory: Cultivate strong relationships with internal and external stakeholders, providing expert analysis, guidance, and solutions for effective liquidity risk mitigation and product development.
- Regulatory Compliance & Foresight: Ensure continuous compliance with local and international regulatory requirements, proactively interpret new rules, and represent DBS in regulatory engagements.
- Risk Monitoring & Control Excellence: Oversee the rigorous monitoring, assessment, and control of liquidity risk exposures, ensuring timely escalation of material risks and vulnerabilities.
Responsibilities
Policies & Methodology:
- Formulate, review, and refine comprehensive liquidity risk policies, governance frameworks, and measurement methodologies.
- Develop, validate, and regularly review liquidity risk models, quantitative methodologies, and underlying assumptions.
Risk Analysis and Control:
- Design, implement, and periodically review internal liquidity risk limits and monitoring structures.
- Conduct in-depth analysis of liquidity risk exposures, trends, and potential vulnerabilities.
- Prepare and present accurate and insightful management reports for both internal stakeholders and regulators.
- Ensure prompt identification and escalation of all material risks, issues, and vulnerabilities to relevant stakeholders.
Regulatory & Committee Engagement:
- Stay abreast of, analyse, and interpret all relevant local and regional regulatory requirements pertaining to liquidity risk.
- Prepare and present materials for risk committees, clearly articulating the implications of regulatory rules and risk exposures.
- Provide expert advisory support to business units and other support functions on liquidity risk matters and new product reviews.
- Engage with regulators on liquidity risk-related matters as required.
Project Management & Support:
- Actively contribute to and support infrastructure projects and other ad-hoc initiatives related to liquidity risk management.
- Facilitate and participate in audit and regulatory reviews as necessary.
- Collaborate on cross-departmental projects, including bank-wide and industry-wide stress tests (e.g., IWST, ICAAP).
Requirements
Experience: Minimum of 10 years of experience in market or treasury functions, and/or dedicated liquidity risk management roles within global financial institutions.
Expertise: Deep understanding of liquidity risk management methodologies, regulatory frameworks, and their practical application in a banking environment.
Financial Acumen: Strong knowledge of banking products, Asset-Liability Management (ALM) principles, and financial reporting standards.
Education: A strong academic background with a degree in Accountancy, Finance, Statistics, or a closely related quantitative field.
Soft Skills: Proven ability to effectively collaborate, influence, and communicate complex risk concepts to diverse stakeholders across various projects and committees.
Certifications (Advantageous): Professional certifications such as FRM (Financial Risk Manager), PRM (Professional Risk Manager), or CFA (Chartered Financial Analyst) are highly regarded.
Apply Now
We offer a competitive salary and benefits package and the professional advantages of adynamic environment that supports your development and recognises your achievements.
