Senior Manager / Director, Regulatory Compliance

About Oceanpayment

Oceanpayment (OP) is a fast-growing cross-border payment institution licensed by the Monetary Authority of Singapore (MAS) as a Major Payment Institution (MPI), providing domestic money transfer, cross-border money transfer, and merchant acquisition services across Singapore, Hong Kong, and European markets.

We are scaling our Risk & Compliance function to match our growth and regulatory ambitions. We are looking for more than someone to maintain a compliance manual — we are looking for a builder who can design, implement, and continuously improve a regulatory compliance framework in a dynamic, multi-jurisdictional environment where payment regulation, supervisory expectations, and compliance technology are all evolving fast.

The Role

This is a newly created position. You will be the dedicated owner of regulatory compliance management for OP Singapore, with progressive responsibility across our Hong Kong and Luxembourg entities. You will work closely with the CRO, external counsel, and senior management to ensure OP meets its regulatory obligations and maintains strong, proactive relationships with regulators and industry bodies.

What You'll Do

• Own and maintain the regulatory obligations register covering MAS licence conditions, Notices and Guidelines and equivalent HKMA and CSSF requirements
• Coordinate all regulatory communications with MAS — supervisory queries, notifications, and ad hoc submissions
• Build and operate a regulatory change management process — monitoring, impact assessment, action tracking, and senior management reporting
• Develop and maintain the compliance policy framework, compliance monitoring programme, and breach escalation process
• Prepare compliance reports for the Board, Risk Governance Committee, and senior management
• Support licensing variations, new market entry readiness, and cross-jurisdictional compliance coordination
• Represent Oceanpayment professionally in engagements with regulators, industry associations, and external advisors
• Partner with the MLRO/AML team, ERM/ORM, Internal Audit, and Legal teams on compliance reviews and remediation

What We're Looking For

Beyond technical qualifications, we are looking for someone who:

• Treats regulatory expertise as something to continuously build and enhance
• Is curious about how new risk and compliance tools can make regulatory monitoring, obligations management, and reporting more effective and scalable
• Can engage credibly and professionally with regulators, industry bodies, and external counsel
• Stays close to industry developments in payments regulation, supervisory policy, and compliance practices
• Thrives in a fast-moving environment

Experience & Qualifications

Essential

• 6–10 years in regulatory compliance within financial services, with at least 3 years in payments, fintech, or banking
• Hands-on experience managing regulatory engagements, supervisory correspondence, and compliance obligations in Singapore
• Strong knowledge of MAS supervisory framework for payment institutions
• Experience building obligations registers, compliance monitoring programmes, and regulatory change frameworks
• Excellent written English for regulatory correspondence, policy drafting, and board reporting

Advantageous

• Exposure to HKMA or CSSF/Luxembourg regulatory frameworks
• CAMS or equivalent certification
• Mandarin proficiency for regional stakeholder engagement

What We Offer

• A foundational role with genuine ownership — you will shape how regulatory compliance is done at Oceanpayment
• Direct access to the CRO and senior leadership
• Regional exposure across Singapore, Hong Kong, and Luxembourg
• Competitive compensation commensurate with experience
• Support for professional development and certifications