About the Role
We are seeking an experienced and highly motivated Senior Credit Risk Manager to join RHB Singapore. In this role, you will be responsible for achieving risk-based credit competitive advantage by planning and implementing SG credit risk management processes in line with the Group's practices and policies. You will also roll out Group-wide Credit Risk initiatives, ensure regulatory compliance, and monitor credit cycles to identify gaps and mitigation plans.
What you will be doing
- Plan and implement SG credit risk management processes aligned with Group policies.
- Roll out Group-wide Credit Risk initiatives, ensuring alignment with Group guidelines while accommodating SG industry practices.
- Ensure credit risk processes conform to prevailing regulatory requirements.
- Monitor credit cycles and changes in internal/external operating environments, identifying gaps and mitigation plans.
- Conduct effective portfolio monitoring and reviews across key areas, including Stress Testing, Thematic Reviews, Early Warnings, Economic Capital Framework, and Risk Appetite Framework.
- Collaborate with Head Office to refine local credit risk management practices and frameworks.
- Partner with lines-of-defense teams and Head Office risk counterparts to support comprehensive risk reviews.
- Manage day-to-day BAU processes to ensure timely and accurate deliverables while driving process enhancements.
- Prepare reports and presentation materials for local and Head Office risk committees.
- Monitor macroeconomic trends, market developments, regulatory changes, and credit-related events, assessing their impact on the portfolio.
- Maintain strong understanding of MAS and BNM regulatory requirements and assist with credit-risk related regulatory matters.
What we're looking for
- Bachelor's/ Master's degree in Finance, Economics, Accounting, Business, or related discipline from a reputable institution.
- Professional accreditation such as IBF Certification, Financial Risk Manager, Professional Risk Manager, or other Credit & Risk Certifications is an added advantage.
- Minimum 10 years of experience in credit risk analytics or credit risk management at an established financial institution.
- Strong analytical skills with ability to interpret complex data and identify key insights.
- Proficiency in Microsoft PowerPoint and Excel; familiarity with Excel VBA, Power Query, or Power Pivot is an advantage.
- Strong knowledge of credit risk policies, risk management frameworks, and local regulatory requirements.
- Detail-oriented with strong organizational and problem-solving skills.
- Ability to work effectively with stakeholders across functions and geographies.
- Ability to manage multiple tasks and deliver under tight timelines.
- Strong written and verbal communication skills.
