Who We Are
As Singapores longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.
Today, were on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asias leading financial services partner for a sustainable future.
We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.
Your Opportunity Starts Here.
Roles And Responsibilities
- Independently assess credit risks of corporate, commercial and institutional Real Estate related transactions as well as ESG aspects to ensure compliance with internal strategies, guidelines and regulatory requirements.
- Work with Relationship Managers to ensure all credit transactions are in accordance with the Banks credit policy, credit underwriting standards and risk appetite.
- Evaluate and pro-actively manage the Banks global Real Estate loan portfolio, encompassing new deals and credit reviews, portfolio management and industry reviews.
- Identify and provide timely & sound credit risk mitigation strategies for potentially weak credits for early remediation.
- Provide support to the Departments risk objectives including portfolio stress tests, industry/portfolio reviews, credit projects etc.
- Maintain a quality loan portfolio jointly with Business Units.
Requirements
- University degree with at least 15 years of banking experience in marketing/ relationship management and/or credit responsibilities of large corporate and commercial Real Estate credits. Experience in credit risk approval with exposure to Real Estate credits will be preferred.
- Good knowledge of the real estate industry in various geographical markets.
- Strong credit and analytical skills with proven ability to work independently and as part of a credit risk team.
- Good understanding of loan documentation and credit processes.
- Excellent communication and stakeholder management skills.
What We Offer
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.
