Job Description
Responsibilities
About The Team
The Global Payment team of TikTok provides payment solutions , including payment acquisitions, disbursements, transaction monitoring, payment method management, foreign exchange conversion, accounting, reconciliations, and so on to ensure that our users have a smooth and secure payment experience on the TikTok platform.
Responsibilities
1. Drive independent compliance product and control effectiveness testing across TikTok business functions (including TikTok Live, TikTok Shop, creator monetisation, virtual gifting, and payments adjacent activities) with a focus on financial crime risk controls embedded within products, systems, and rule frameworks.
2. Design and uplift a compliance control testing framework, covering:
- Product-level control inventories and risk to control mappings
- Control design effectiveness (CDE) and operating effectiveness (OE) methodologies
- Standardised testing documentation, workpapers, and reporting standards
3. Assess whether financial crime controls embedded within compliance products and systems:
- Appropriately designed to address inherent financial crime risks
- Properly governed, approved, and maintained
- Operating effectively and consistently across jurisdictions and product variants
4. Execute control focused testing across core FCC domains, including:
- KYC / KYB control frameworks (e.g. risk scoring logic, onboarding decision rules, trigger based reviews)
- Name and sanctions screening controls (e.g. rule configuration, list management, alert logic, tuning governance)
- Transaction monitoring controls (e.g. scenario coverage, typology alignment, thresholds, change management)
- Suspicious activity escalation and reporting controls (e.g. trigger mechanisms, decision governance, oversight controls)
5. Evaluate control coverage, configuration, and dependency on data inputs, including:
- Reliance on automation, thirdparty tools, and internal systems
- Completeness, accuracy, and appropriateness of data feeding key FCC controls
- Limitations, assumptions, and compensating controls where automation is incomplete
6. Own the issue lifecycle management for control testing outcomes, including:
- Definition of root causes and risk impacts
- Tracking remediation actions to completion
- Performing targeted retesting to validate control remediation
7. Develop management reporting and indicators focused on:
- Control effectiveness trends across products and regions
- Recurring control design weaknesses
- Emerging financial crime risks arising from product changes or scaling
8. Act as a credible challenge function to product, engineering, and compliance teams, ensuring financial crime controls are designed to scale with TikTok's evolving business models without defaulting to operational workarounds.
Qualifications
Minimum Qualifications:
- 5+ years of experience in financial crime compliance testing, control assurance, or risk-based reviews, with a strong preference for consulting or advisory background with experience in audit, compliance transformation, control framework build-outs, or assurance functions
- Proven experience designing and executing control testing methodologies, including testing of automated controls, rules engines and thresholds, governance and change management over compliance products
- Experience beyond traditional operational QA, with the ability to assess control intent, logic, and effectiveness (not just process adherence).
- Strong understanding of AML/CFT control frameworks, including control design vs operating effectiveness, risk to control alignment and preventive vs detective controls
- Strong analytical mindset with the ability to deconstruct complex compliance products into assessable control components.
Preferred Qualifications:
- Comfortable challenging product and engineering teams on control adequacy, assumptions, and residual risk.
- Excellent written communication skills, with experience producing executive level control testing reports.
- Highly organised, detail oriented, and able to operate independently in environments where frameworks are still being built.
About TikTok
TikTok is the leading destination for short-form mobile video. At TikTok, our mission is to inspire creativity and bring joy. TikTok's global headquarters are in Los Angeles and Singapore, and we also have offices in New York City, London, Dublin, Paris, Berlin, Dubai, Jakarta, Seoul, and Tokyo.
Why Join Us
Inspiring creativity is at the core of TikTok's mission. Our innovative product is built to help people authentically express themselves, discover and connect and our global, diverse teams make that possible. Together, we create value for our communities, inspire creativity and bring joy - a mission we work towards every day.
We strive to do great things with great people. We lead with curiosity, humility, and a desire to make impact in a rapidly growing tech company. Every challenge is an opportunity to learn and innovate as one team. We're resilient and embrace challenges as they come. By constantly iterating and fostering an Always Day 1 mindset, we achieve meaningful breakthroughs for ourselves, our company, and our users. When we create and grow together, the possibilities are limitless. Join us.
Diversity & Inclusion
TikTok is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. At TikTok, our mission is to inspire creativity and bring joy. To achieve that goal, we are committed to celebrating our diverse voices and to creating an environment that reflects the many communities we reach. We are passionate about this and hope you are too.
