Senior Business Analyst Banking Data Transformation, Regulatory Reporting & Financial Crime

Job Summary

We are seeking a Senior Business Analyst with specialised experience in banking data transformation, regulatory reporting and financial crime compliance.

The successful candidate will support complex banking transformation initiatives involving business requirements, regulatory data, data migration, source-to-target mapping, reconciliation and functional analysis across business, Compliance, Risk, Data Engineering and Technology teams.

The role requires strong hands-on experience in banking data structures, regulatory and compliance processes, data transformation and business analysis, with the ability to translate complex business and regulatory requirements into functional specifications and implementable solutions.

The candidate will also support regional and multi-country banking initiatives involving multiple business and technology stakeholders.

Key Responsibilities

Gather, analyse and document complex business, functional and data requirements within banking and financial services environments.Analyse banking processes, data structures and regulatory requirements and translate them into functional requirements and business rules.Perform detailed source-to-target mapping (STTM), field-level data mapping and transformation-rule analysis across banking systems.Analyse customer, account, transaction, AML/KYC and regulatory reporting datasets.Conduct data profiling, data-quality assessment, reconciliation and exception analysis.Identify gaps, inconsistencies, duplicates, missing values and business-rule exceptions within banking datasets.Define and document data definitions, business rules, transformation logic and data lineage.Support banking data migration and data transformation programmes, including source analysis, cleansing, mapping, validation, reconciliation and post-migration verification.Work closely with Data Engineering, ETL and Technology teams to validate data ingestion, transformation and downstream reporting requirements.Analyse the impact of regulatory and compliance requirements on banking processes, customer data and transaction data structures.Support regulatory reporting, AML/KYC, financial-crime compliance and data-governance initiatives.Develop and execute SQL queries for data validation, reconciliation, data-quality analysis and business-rule testing.Translate requirements into functional specifications, user stories, acceptance criteria and test scenarios.Support SIT/UAT planning, execution, defect investigation, business validation and stakeholder sign-off.Facilitate requirements workshops and discussions involving Business, Compliance, Risk, Product, Data Engineering, IT and external vendors.Coordinate stakeholders across regional and multi-country banking implementations.Track project risks, issues, dependencies and business impacts and provide status updates.Support implementation readiness, business validation and continuous improvement of banking data and reporting processes.

Mandatory Requirements

Candidates must possess all of the following:

Minimum 8 years of relevant Business Analyst experience in banking or financial services.Hands-on experience in banking data analysis, data transformation, data migration or regulatory data initiatives.Practical experience with source-to-target mapping (STTM) and field-level data mapping.Hands-on experience in data reconciliation, data-quality assessment, data validation and business-rule analysis.Working knowledge of SQL for data analysis and validation.

Strong understanding of banking processes and data involving at least one or more of the following: Retail BankingWealth ManagementBrokeragePaymentsCustomer Onboarding / CDDAML/KYC Financial Crime ComplianceRegulatory ReportingExperience analysing the impact of business, regulatory or compliance requirements on banking systems and data.

Experience preparing functional requirements, business rules, functional specifications, user stories and acceptance criteria.Experience supporting SIT/UAT, defect management and business sign-off.

Strong stakeholder management experience across Business, Compliance, Risk, Data and Technology functions.Experience working in Agile/Scrum or iterative delivery environments.

Preferred Experience

Banking enterprise data martsRegional banking data transformationRegulatory reporting and regulatory data governanceAML/KYC and financial-crime complianceCustomer onboarding and CDDWealth or Private BankingRetail/Digital BankingBrokerage and securitiesPayments and transaction processingBanking data migrationSource-to-target mappingData reconciliationCustomer and transaction dataRegional or multi-country banking implementations

Technical & Business Skills

Requirements:

Business Analysis | Banking Data | Data Transformation | Data Migration | Source-to-Target Mapping | STTM | Regulatory Reporting | AML/KYC | Financial Crime Compliance | Data Governance | SQL | Data Quality | Data Reconciliation | Business Rules | Functional Analysis | Gap Analysis | Impact Analysis | Requirements Gathering | Functional Specifications | SIT/UAT | Agile | Stakeholder Management