About the Team:
You will be part of Sea's HQ Finance department, which plays an integral role in supporting the accounting and finance needs of our three core businesses (Garena, Shopee, Monee) and across our diverse regional market presence. Within the department, the Treasury function manages liquidity, capital allocation, funding operations, financial risk controls, and the banking/payment infrastructure needed to support the company's financial services and payments activities. You will be responsible for executing and enhancing treasury processes across liquidity management, regulatory reporting support, risk oversight, and treasury systems while ensuring efficient, compliant, and scalable Treasury operations across multiple markets.
Job Description:
- Manage end-to-end treasury activities across multi-entity operations, including daily cash positioning, float management, settlement funding, and intercompany liquidity movements, ensuring adherence to Group Treasury policies and regulatory requirements
- Develop deep understanding of local financial ecosystems, including payment system infrastructure, settlement and collection cycles, cross-border transfer mechanisms, wallet/prepaid regulations, digital lending requirements, and regulatory capital considerations relevant to operations
- Ensure compliance with regulatory frameworks governing digital wallets, payment processing, credit/BNPL products, including safeguarding/segregated account rules, settlement cycle timelines, minimum liquidity thresholds, float allocation, and treasury-related reporting obligations
- Provide guidance and oversight to local Finance/Treasury teams to strengthen governance, internal controls, and alignment with group-wide Treasury and financial services regulatory frameworks
- Drive implementation of Treasury initiatives across markets, including enhancements to payment and banking infrastructure, liquidity optimization solutions, and adoption of best practices to support scalable and compliant treasury operations
- Partner with cross-functional stakeholders (Product, Risk, Operations, Compliance, Legal, Finance, Technology, and external banks) to support new product launches, funds-flow design, onboarding of new business models, and expansion into new markets
- Enhance Treasury systems and automation by improving TMS capabilities, integrating treasury workflows with internal system, ensuring data integrity across high-volume transaction flows, and driving automation of reconciliation, reporting, and liquidity monitoring
- Monitor and manage treasury risks across the financial services business, including liquidity stress, funding mismatches, counterparty concentration, settlement risks, and FX exposures; support internal/external audits and lead continuous improvement of treasury controls to ensure operational resilience
- Any other tasks and projects assigned
Requirements:
- Bachelor's degree in Finance/Accounting/related discipline or other related professional qualification in accounting, such as Chartered Accountant and ACCA
- Minimum 6 years of experience in treasury within fintech, payments, e-wallets, or digital lending
- Strong understanding of liquidity management, settlement processes, safeguarding rules, and regulatory requirements
- Experience working with high-volume financial flows and multi-entity structures across markets
- Familiarity with TMS systems, process automation, and treasury controls
- Strong business acumen with analytical and problem-solving skills
- Self-starter, innovative, team-oriented and confident in his or her abilities
- Independent, flexible and demonstrate the ability to deal with ambiguity and pressure
- Meticulous, analytical and equipped with a problem-solving mindset and can-do attitude
- Strong stakeholder management skills and ability to operate in a fast-paced environment
