Risk Policy Manager

Job Description

Job ID: MJ000057

About The Team

Risk Strategy & Portfolio team maintains a healthy portfolio while simultaneously driving sustainable business growth. By streamlining operational processes and leveraging advanced data analytics, we implement strategies designed to optimize Non-Performing Loans (NPL) without compromising growth. Our department is responsible for defining comprehensive risk frameworks, including credit risk, collections, and fraud prevention strategies

Job Summary

This role is central to our Risk Strategy & Portfolio team's mission of elevating portfolio quality. You will drive critical initiatives that harmonize strategies and metrics across risk domains: Credit Risk, Collections, and Fraud Management. Beyond the department, you will serve as a strategic partner to other domains, ensuring that risk insights are integrated into the broader business lifecycle to foster sustainable, high-quality growth.

Job Responsibilities

• Identify and evaluate existing business processes within the Financing Risk Strategy & Portfolio domain, uncovering inefficiencies and proposing targeted improvements to support strategic objectives
• Streamline and harmonize diverse metrics across the Risk department (Credit, Collections, and Fraud) to ensure a unified view of portfolio performance
• Utilize statistical methods and data analysis to identify trends, diagnose root causes and develop actionable, data-backed solutions
• Conduct in-depth research on industry benchmarks and competitive trends to recommend best-in-class risk strategies and sustainable process improvements
• Propose and implement methodologies and workflows tailored to Risk Strategy & Portfolio to elevate portfolio quality, mitigate false positives, and eliminate operational inefficiencies
• Lead cross-functional collaborations between Risk Strategy & Portfolio and other Financing domains to align improvement initiatives with broader organizational priorities
• Oversee the execution of process improvement projects, tracking milestones, measuring success, and reporting progress to key stakeholders
• Prepare and deliver regular reports summarizing projects, strategic initiatives, and key achievements within the Risk domain for the leadership team
  
  

Job Requirements

• 5+ years of professional experience in a Risk Management role, ideally from fintech, digital lending, BNPL industries.
• Extensive experience in Credit Risk is required, while a background in Collections or Fraud Management is highly desirable
• Comprehensive understanding of risk modeling and the application of statistical methods to improve portfolio quality
• Deep understanding of Financing industry, particularly Risk Strategy & Portfolio processes, including industry-specific best practices
• Strong cross-functional collaboration skills, with a track record of working with diverse teams to design and implement process improvement initiatives that deliver measurable business outcomes
• Excellent critical thinking and problem-solving abilities, with the capacity to uncover hidden inefficiencies and develop innovative, sustainable solutions
• Exceptional communication and presentation skills, enabling clear articulation of process improvement proposals and project