Job Description:
Product Strategy & Management
- Develop and execute product strategies and roadmaps to support the Bank's business objectives, customer needs and revenue targets.
- Manage the full product lifecycle, from product ideation, business requirements and development to launch, enhancement and post-implementation review.
Product Development & Digital Transformation
- Drive the development and enhancement of corporate banking products and digital solutions, including customer onboarding, KYC lifecycle management, online banking and other transaction banking services.
- Identify opportunities to streamline and digitalize internal and customer-facing processes to improve operational efficiency and customer experience.
Stakeholder Management
- Work closely with Business, Operations, Technology, Compliance, Legal, Risk and Head Office teams to ensure timely product delivery and compliance with regulatory and internal requirements.
- Coordinate cross-functional stakeholders throughout product implementation and enhancement projects.
Project Management & System Enhancement
- Participate in product implementation projects, system enhancements and User Acceptance Testing (UAT) to ensure successful delivery and quality of new functionalities.
- Monitor product performance and recommend enhancements based on user feedback, business requirements and market developments.
Product Governance & Documentation
- Prepare, review and maintain product-related policies, procedures, user guides and operational documentation to ensure compliance with regulatory and internal requirements.
- Conduct periodic reviews and updates of product policies and procedures (P&P).
Product Promotion & Training
- Support product commercialization by preparing product materials, business proposals and marketing initiatives.
- Deliver product training and provide ongoing product support to business teams and other internal stakeholders.
Other Responsibilities
- Perform other duties and ad-hoc assignments as assigned by the supervisor or management.
Requirements:
- Bachelor's degree in Finance, Banking, Business Administration, Accounting, Economics or a related discipline.
- Minimum 1-3 years of relevant experience in banking, corporate banking, commercial banking, credit analysis, trade finance, corporate lending, loan operations or a related field.
- Prior experience in credit analysis, credit proposal preparation, corporate lending, loan documentation, credit administration or post-loan monitoring is preferred.
- Basic understanding of corporate banking products, including loans, trade finance, cash management and FX products.
- Good financial statement analysis skills, with the ability to understand company financials, business models and key credit risk factors.
- Good understanding of KYC, AML/CFT, client onboarding and regulatory compliance requirements.
- Strong analytical, communication and coordination skills, with attention to detail.
- Proficient in both English and Chinese Mandarin, with the ability to support Chinese corporate clients and cross-border business.
- Proactive, responsible, results-oriented and willing to learn in a target-driven banking environment.
- Candidates with prior credit-related experience in banks or financial institutions will be given priority consideration.
