About the Role
We are looking for a hands-on Payment Engineer to own and scale our end-to-end payment experience. This role sits at the core of our consumer journey - from checkout to successful payment - directly driving conversion, payment success rates, and user trust.
You will work across cards, digital wallets, APMs, and BNPL, building seamless, secure, and high-performing payment flows at a global scale.
What You'll Do
- Own and build end-to-end checkout and payment flows with a strong focus on conversion and user experience
- Integrate and manage global payment methods (cards, wallets, APMs, BNPL) across multiple markets
- Optimize authorization and payment success rates by reducing friction, failures, and drop-offs
- Design and refine 3DS2 and authentication flows to balance risk and user experience
- Develop and maintain payment APIs, webhooks, and event-driven systems
- Partner closely with risk/fraud teams to embed intelligent controls without hurting conversion
- Ensure high availability, low latency, and reliability of payment infrastructure
- Monitor performance, troubleshoot issues, and continuously improve key metrics
- Maintain PCI-DSS compliant systems and clear technical documentation
What We're Looking For
- 3-5 years of experience in payments engineering or consumer fintech systems
- Strong backend skills in Python, Java, Node.js, or Go
- Proven track record improving checkout or payment conversion metrics
- Hands-on experience with payment gateways/PSPs (e.g. Stripe, Adyen, Braintree, Checkout.com)
- Solid understanding of payment flows, 3DS2, APIs, and webhooks
- Strong product sense - ability to balance UX, risk, and performance
- Familiarity with PCI-DSS and secure coding practices
- Experience with cloud environments (AWS/GCP/Azure) and containerization
- Self-driven, problem-solver mindset in a fast-paced startup environment
- Strong communication - able to work cross-functionally with product, risk, and business teams
Nice to Have
- Experience with global card schemes and APMs (wallets, QR payments, bank transfers)
- Exposure to BNPL integrations and reconciliation flows
- Understanding of acquiring/issuing flows and card scheme rules
- Experience with fraud detection systems (rules-based or ML-driven)
- Background in high-growth startups or scaling fintech products
