Manage end-to-end execution of loan drawdowns, rollovers, repayments and prepayments (non-trade related), ensuring seamless processing
Handle fixed deposit placements, renewals, rollovers and premature withdrawals, including calculation and communication of applicable terms and charges
Ensure timely, accurate, and compliant processing of all transaction
Coordinate with clients to ensure documentation completeness and readiness
Act as a key coordination point to ensure smooth execution across internal and external stakeholders
Escalate issues proactively and drive resolution
Monitor upcoming loan maturities, rollover requirements and deposit renewal opportunities
Maintain internal trackers and management information relating to loan and deposit activities
Coordinate with Relationship Managers and product partners to support portfolio monitoring, optimization and client servicing initiatives
Identify cross-sell opportunities across CASA, fixed deposits, FX products, structured deposits, interest rate hedging solutions, etc. (where applicable)
Work with product partners to refer and enable deal execution
Coordinate client onboarding activities, including account opening, KYC documentation and fulfilment of internal onboarding requirements.
Pricing and Margin Management
Partner Relationship Managers (RMs) on indicative and confirmed pricing for loans and deposits
Validate pricing components with Treasury, including (but not limited to) cost of funds, credit funding factors, etc.
Ensure adherence to approved margins and governance standards
Risk, Controls and Compliance
Ensure all transactions comply with internal policies and procedures, as well as regulatory requirements
Maintain high standards of operational control and documentation accuracy
Monitor excess, exception and limit reports and coordinate remediation with relevant stakeholders
Escalate breaches, exceptions and unresolved issues on a timely basis Support audit and compliance reviews where required
Champion a client-centric service culture
Identify process improvement opportunities to enhance turnaround time and efficiency
Prepare and coordinate periodic risk, exception and control reports for management review
Requirements
Bachelor's or any related disciplines (Finance/ Business/ Banking) or equivalent professional qualification
Relevant experience in credit analysis, banking risk management, corporate banking, FI banking, loan administration, middle support, client service and/or treasury support.
Familiarity with financial markets products is advantageous
Working knowledge of lending products and loan lifecycle
Working knowledge of deposit products and pricing
Strong client service orientation
Attention to detail and operational accuracy
Stakeholder management and collaboration
Analytical thinking (especially in pricing validation)
Ability to manage multiple transactions under time pressure
