Loan Manager (Hire Purchase Financing)

Job Highlights

• Location: Pandan Loop (Company Transport Provided from Clementi MRT)

• Salary: Up to $10,000

• Benefits : Variable Bonus

• 5 Days Work Week

Job Overview

Seeking an experienced Loan Manager to oversee hire purchase financing operations, credit assessment, loan portfolio management, and team leadership within a fast-paced commercial environment.

Responsibilities

• Manage the full loan application and approval process from customer inquiry to disbursement

• Conduct credit assessments, financial analysis, and risk evaluations for hire purchase financing applications

• Ensure compliance with Singapore financial regulations, internal credit policies, and relevant regulatory requirements

• Lead, mentor, and support a team of loan officers and credit personnel to achieve operational and service goals

• Monitor loan portfolio performance, delinquency trends, and repayment status to maintain portfolio quality

• Work closely with collections and credit control teams on overdue payment management and recovery actions

• Review and ensure accuracy of loan documentation, agreements, and supporting records

• Identify opportunities to improve loan workflows, operational efficiency, and service turnaround time

• Collaborate with internal stakeholders including finance, operations, and business development teams

• Prepare regular reports, portfolio analysis, and updates for management review

Requirements

• Minimum Diploma in Business, Finance, Banking, or related disciplines

• At least 3 years of relevant experience in loan management, credit assessment, underwriting, or hire purchase financing

• Comfortable to handle a team of 4

• Experience leading or supervising a team is preferred

• Good understanding of credit risk assessment and financial statement analysis

• Familiar with Singapore financial regulations and compliance practices related to lending and financing

• Strong communication and interpersonal skills with the ability to engage stakeholders professionally

• Detail-oriented with strong organizational and problem-solving abilities

• Able to work effectively in a fast-paced environment and manage multiple priorities

• Candidates with experience in commercial lending, equipment financing, or hire purchase financing will have an added advantage

Applicants who possess relevant experience for the above responsibilities are most welcome to apply. If you do not possess the above experience, your application will still be considered on individual merits and you may be contacted for other opportunities.

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Kuan Mei Yang

Registration Number: R24124509

EA License No: 06C2859 (MCI Career Services Pte Ltd)