Loan Advisor

We are looking for a Loan Advisor to provide professional guidance to individuals and businesses seeking financing solutions in Singapore. The role requires strong knowledge of local banking practices, MAS regulations, and government-backed loan schemes.

Key Responsibilities

• Client consultation: Assess client needs, financial standing, and loan eligibility.

• Loan product advisory: Recommend suitable loan options (personal, SME, mortgage, car loans) from banks and financial institutions.

• Application assistance: Guide clients through documentation, submission, and approval processes.

• Regulatory compliance: Ensure all advisory services comply with Monetary Authority of Singapore (MAS) guidelines.

• Government schemes: Advise SMEs on Enterprise Financing Scheme (EFS), Temporary Bridging Loan Programme, and other support initiatives.

• Risk assessment: Evaluate creditworthiness and advise clients on repayment strategies.

• Relationship management: Build long-term trust with clients through transparent and ethical advisory.

Requirements

• Experience: 2-4 years in sales.

• Skills: Strong communication, analytical, and negotiation skills bilingual proficiency (English and Mandarin/Tamil/Malay) preferred.

• Traits: Client-centric, detail-oriented, and able to manage multiple cases under tight timelines.

Compensation & Benefits

• Performance incentives: Commission or bonus tied to loan approvals and client satisfaction.

• Career growth: Opportunities to progress into Senior Loan Advisor or Relationship Manager roles.

• Training: Continuous professional development on MAS regulations and new loan products.