We are seeking an experienced and analytical Manager – HNW Customer Onboarding & KYC to join an established financial institution within 1.5 line of defence. In this pivotal position, you will lead end-to-end KYC reviews, Source of Wealth (SoW) background checks, and regulatory risk assessments for High Net Worth (HNW) and Ultra High Net Worth (UHNW) individual clients, complex trust structures, family offices, and offshore personal investment companies (PICs).
Key Responsibilities
- Lead and oversee the end-to-end KYC onboarding journey for complex HNW/UHNW individual clients, trusts, foundations, and corporate holding structures.
- Conduct thorough due diligence to verify the origin of wealth and funds, ensuring alignment with internal risk appetites and regulatory requirements.
- Manage Enhanced Due Diligence (EDD) reviews for Politically Exposed Persons (PEPs), special interest individuals, and clients in high-risk jurisdictions.
- Collaborate closely with Relationship Managers and Front Office teams to provide guidance on documentary requirements and resolve onboarding bottlenecks.
- Ensure all onboarding workflows adhere strictly to regional guidelines (MAS/HKMA, FATF, AML/CFT rules) and internal anti-money laundering policies.
Qualifications & Key Requirements
- 5–8+ years of dedicated KYC / Client Onboarding experience within Private Banking, Wealth Management, or Premier Financial Services.
- Deep knowledge of complex ownership structures (Trusts, PICs, SPVs, Family Offices) and proven experience in Source of Wealth corroboration.
- In-depth understanding of local and international AML/CFT, CDD, and Sanctions regulatory frameworks.
- ACAMS or ICA Diploma in AML/KYC is highly advantageous.
- Excellent stakeholder management, strong analytical reasoning, high attention to detail, and solution-oriented problem-solving capabilities.
