Responsibilities :
- Provide assurance on the adequacy and effectiveness of Maybank's credit risk framework, internal controls and risk management in the areas of policies, processes and systems.
- Ensure the adequacy and effectiveness of credit management across the credit lifecycle—including origination & underwriting, approval, post-approval monitoring, and recovery—covering key business segments such as retail, non-retail, and private wealth credit.
- Provide assurance on the adequacy and effectiveness of Internal Ratings Based Approach (IRBA) and IFRS 9 models in relation to Capital Charge Computation (Pillar-1), Internal Capital Adequacy Assessment Process (Pillar-2), and Credit Risk Disclosures (Pillar-3), in compliance with MAS and IFRS 9 requirements.
- Develop a risk-based annual audit plan for credit-related business audits, including retail, non-retail, and private wealth credit, while addressing MAS Notice 637 requirements on risk-based capital adequacy (Pillars 1, 2, & 3).
- Implement and execute the annual audit plan within Maybank.
- Provide guidance and oversight for Corporate Banking-related audits across the region.
Requirements :
- Bachelor's Degree in Accountancy/ Banking & Finance/ Business/ Computer related.
- Must have at least 20 years of Credit experience where exposure to corporate lending is key, be it in the capacity of a Credit or Audit professional, from major banks and/or financial institutions, which must include 10 years of proven audit leadership in managing a full-fledged Credit audit team with direct reports.
- Must have been accountable for reporting to Audit Committee and audit-relationship management with regulatory authorities.
- Sound knowledge of banking in credit risk-lending and credit risk models, credit risk management, credit operations and credit related regulatory requirements. Knowledge of Islamic banking is an added advantage.
- Sound leadership and interpersonal skills for effective cross-functional and multi-level relationship building & engagement within the organization.
- Meticulous with good critical thinking and writing skills.
- Highly adaptive to continuous learning and improvement opportunities for effective value-adding to the Internal Audit function and the bank with an enterprise and critical risk mindset to embed industry best practices into effective audit approaches and auditing tools, especially in addressing emerging risks on a continuing basis.
Only shortlisted candidates will be notified
