About Atome Financial
Headquartered in Singapore, Atome Financial is building a world-class tech enabled financial services platform that is the best companion of our customers lifetime. As a part of the Advance Intelligence Group, a Series D fintech unicorn and ranked Top 10 on LinkedIn's 2023 Top Singapore StartUps list with over 1,400+ staff worldwide, we are united by a shared vision and purpose: to Advance with Intelligence for a Better Life--for our customers, colleagues and communities.
Atome Financial operates in 5 ASEAN markets (Singapore, Malaysia, Indonesia, Philippines, and Thailand). We have 3 key products:
- Atome BNPL: A leading buy now pay later brand in ASEAN and partners over thousands of online and offline brands
- Atome Card: A paylater anywhere card.
- Kredit Pintar: A leading Indonesia digital lending apps, regulated and supervised by Indonesia's Financial Services Authority (OJK).
Our culture is built on values that are core to who we are and what we stand for:
- We foster an INNOVATION mindset
- We achieve results with EFFICIENCY and excellence
- We take pride in the QUALITY of our work
- We uphold INTEGRITY in all we do
- We embrace COLLABORATION to work across business lines and borders
Finance Operations Manager (AR/AP & Cash Flow)
We are seeking a hands-on and detail-oriented Finance Manager to oversee Accounts Receivable (AR), Accounts Payable (AP), and cash flow management. This role is critical in ensuring strong financial operations, accurate reporting, and continuous process improvement across the finance function.
Key Responsibilities
Accounts Receivable (AR)
- Oversee end-to-end AR processes including billing, collections, and revenue recognition
- Monitor ageing reports and drive timely collections to optimize cash inflow
- Partner with internal stakeholders to resolve disputes and improve collection cycles
Accounts Payable (AP)
- Manage full AP cycle including invoice processing, approvals, and vendor payments
- Ensure timely and accurate payments in line with company policies
- Maintain strong vendor relationships and resolve payment discrepancies
Reconciliation
- Supervise and ensure timely and accurate reconciliation of AR and AP accounts
- Identify, investigate, and resolve discrepancies promptly
- Maintain integrity of financial records and supporting documentation
Cash Flow Management
- Monitor and manage daily cash flow and liquidity position
- Prepare cash flow forecasts and identify potential risks or gaps
- Optimize working capital through effective AR/AP management
Financial Systems & Process Improvement
- Continuously assess and improve financial systems and workflows
- Drive automation and standardization to enhance efficiency and accuracy
- Strengthen internal controls and reduce manual intervention
Financial Data & Reporting
- Oversee preparation of financial reports related to AR, AP, and cash flow
- Provide insights and analysis to support business decisions
- Ensure timely, accurate, and actionable reporting to stakeholders
Qualifications & Requirements
- Bachelor's degree in Finance, Accounting, Business Administration, or related field
- Proven experience in finance operations or accounting
- Strong hands-on experience in AR, AP, reconciliation, and cash flow management
- Experience with ERP systems (e.g., NetSuite, SAP, Coupa) is an advantage
- Strong verbal and written communication skills
- Ability to collaborate effectively with cross-functional teams
- Solid understanding of accounting standards and financial regulations
- Strong analytical skills with attention to detail
- Ability to identify process gaps and implement improvements
