Raffles Medical Group (RMG) is the largest home-grown private healthcare provider in the region, started in 1976 in Singapore as a two-man clinic operation but today, serves patients in five countries, 14 cities. We are a Multidisciplinary Medical Group listed on the Singapore Stock Exchange and operate over 100 medical facilities across 14 major cities. It is the only private medical provider in Singapore that owns and operates a fully integrated healthcare organization comprising a tertiary hospital, a network of family medicine and dental clinics, insurance services, Japanese and Traditional Chinese Medicine clinics, Raffles Wellness and a consumer healthcare division. Raffles Hospital is the flagship of Raffles Medical Group. Our China footprint has expanded with the opening of our Chongqing, Beijing and Shanghai Hospitals
Executive/Senior Executive, Underwriter (Raffles Health Insurance).
Objective of the Role
- Underwriter is responsible for defining the specific terms of the insurance policy that is agreed upon.
- On a day to day basis, an insurance underwriter will examine insurance applications, conduct extra research, collect background information and make risk assessment.
- Underwriter is responsible in reviewing insurance applications and screens them based on the criteria of the specific terms of the insurance policy that is agreed upon.
- Underwriter will analyze the risks associated with applications and ensure that it meets the minimum criteria.
Major Duties and Responsibilities
- Underwrites health insurance products such as Term Life, Critical Illness, Hospitalisation & Surgery, and Outpatient etc.
- Assess applicant insurability by analyzing information in the application, screen applicants on the basis of set criteria, determine the risk of insuring an applicant, and decide special terms of exceptions.
- Prepare documents to obtain additional information, make arrangement for applicant to undergo medical examination etc.
- Summarize medical reports received provided.
- Propose underwriting decision.
- Discuss with Senior Underwriter / Clinical Director for complicated cases.
- Provide advice, when required, to colleagues from other department.
- Work closely with related departments to ensure that insurance applications are processed timely and accurately.
- Miscellaneous duties and administrative support as required for research & data analysis pertaining to underwriting
Success Criteria
- Ability to keep up to date with all RHI products.
- Keen leaner and positive working attitude.
- Maintain healthy working relationship with related teams in RHI.
Job Requirements
(A) Education, Training and Experience
- Diploma / degree in any discipline
- Minimum 2 years of relevant experience. Experience in Insurance or Healthcare would be an advantage.
- Sound understanding of underwriting concept.
- Possess good communication and interpersonal skills
- Positive, patient, organized, reliable personal
- Meticulous and keen in details.
- Ability to work independently as well as in a team.
- Ability to multi-task and complete tasks within specified timeline.
- Result driven and self-motivated.
- Able to handle a dynamic environment, flexible and open to changes.
- Keen learner.
Please forward your updated resume to: [Confidential Information]
We regret that only shortlisted candidates will be contacted.
