Responsibilities:
- Serve as a trusted partner in structuring and negotiating financing solutions alongside client-facing teams.
- Conduct comprehensive credit analysis spanning multiple jurisdictions, assessing financial statements, cash flows, collateral, and risk mitigants.
- Provide clear and well-supported credit recommendations for approval by the credit committee.
- Draft, review, and negotiate key credit documents, ensuring compliance with established risk policies and regulatory standards.
- Act as deputy to the Head of Regional Credit, ensuring seamless decision-making and execution in their absence.
- Mentor and guide junior credit analysts, promoting high standards of credit assessment and reporting.
- Assist with ongoing portfolio monitoring, ensuring covenant compliance and early identification of risks.
- Collaborate with internal stakeholders, including Legal, Compliance, and Finance, on various projects and initiatives.
Requirements:
- Minimum 10 years of relevant experience in credit and lending, with a preference for candidates at the Vice President/Senior Vice President level.
- Strong foundation in accounting principles and credit analysis, capable of understanding the implications of differing accounting standards on credit risk.
- Proven track record in structuring and evaluating complex credit transactions, including bespoke financing solutions.
- Familiarity with loan documentation and security structures throughout various jurisdictions in the region.
- Demonstrated ability to present independent credit assessments and suggest effective risk mitigation strategies.
- Excellent written and verbal communication skills, able to explain and share credit perspectives confidently to stakeholders.
- Effective in a fast-paced, multicultural environment, with adeptness in professional engagement.
- Experience in leading and developing junior team members is essential.
Interested candidates who wish to apply for the advertised position, please click on Apply. We regret that only shortlisted candidates will be notified. EA License No.: 01C4394 (PERSOL Singapore PTE LTD)
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