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Job Description: Credit Risk Strategy Analyst
Company: Surfin Meta Digital Technology Pte Ltd
Company Description
Surfin is a global financial technology platform that focuses on providing a holistic suite of digital financial services for the unbanked and underbanked in emerging markets.
About the job
o Develop and optimize credit risk, fraud prevention, and operational risk strategies across multiple South and Southeast Asian markets
o Analyze portfolio performance using Vintage Analysis, Roll Rate Analysis, FPD, and other risk monitoring methodologies
o Explore internal and external data sources to identify data-driven risk optimization opportunities
o Build risk monitoring dashboards and provide actionable insights to business stakeholders
o Partner with Product, Engineering, Compliance, and regional teams to implement risk strategies
o Support regulatory compliance and collaborate with headquarters and local market teams
Looking for
We ae looking for a Risk Strategy Analyst to join our Risk Management team in Singapore.
If you're passionate about credit risk, fraud strategy, data analytics, and cross-regional collaboration, and want to build risk strategies across South and Southeast Asia, we'd love to hear from you.
o 2-5 years of experience in consumer finance, banking, fintech, or related industries
o Hands-on experience in Credit Risk Strategy or Fraud Strategy
o Strong SQL and Python skills
o Familiarity with the full credit lifecycle (pre-loan, mid-loan, post-loan)
o Knowledge of Vintage Analysis, Roll Rate Analysis, FICO Scorecards, and PD/LGD/EAD
o Singapore / PR preferred
Good to have:
o South and Southeast Asia multi-market experience
o Cross-regional risk coordination
o Experience in regulatory audit as well as scorecard modeling
o Bilingualism in English and Mandarin
o CFA / FRM
Why Join Us
At Surfin, you will:
o Enjoy regional exposure across Southeast Asia
o Structured career development and growth opportunities that will challenge your ability to think out of the box
o Join a collaborative and multi-discipline team culture where your ideas and contribution matter
o Collaborative, international working environment
If you are interested in this position, send your resume to [Confidential Information] specifying Risk Strategy Analyst Application – Your Name in the subject line.
Job ID: 152835635