Credit Risk Manager

Job Description

• Perform credit activities, particularly in analysing and mitigating business risks in collaboration with Relationship Managers, including monitoring and maintaining debtor performance to contribute to optimal income for the bank.

• Collect and verify information from credit application forms, and conduct customer site visits together with Relationship Managers.

• Manage and perform comprehensive credit analysis to assess the financial condition, business development, and growth potential of debtors.

• Monitor debtors compliance with credit requirements, identify potential cash flow issues, detect signs of financial deterioration, and assess customers ability and willingness to meet financial obligations.

• Prepare business risk-related reports and submissions to the Risk Division at Head Office.

Requirements

• Bachelor's degree or equivalent professional qualification.

• Good interpersonal and presentation skills.

• Ability to work effectively in a team environment.

• Experience or exposure to Indonesian markets and regulatory frameworks is required due to the scope of the role.

• Frequent liaison with Head Office and internal stakeholders.

• Ability to communicate effectively in Bahasa Indonesia, as the role involves reviewing Indonesian-language documents and liaising with Indonesian-speaking stakeholders.