A growing digital bank is currently hiring an experienced Credit Risk Manager in Singapore. Backed by a financially strong parent group and experienced leaders, this is an fantastic opportunity for the right individual to grow his/her career. NO WORK VISA SPONSORSHIP IS PROVIDED!
- Bachelors degree or above from a recognised University
- Minimum of 10 years of full-time professional experience in credit risk management (SMEs, Corporate or Institutional)
- Team management experience
Responsibilities:-
- Credit risk management team lead for non-retail portfolios (corporate, institutional, and SME) across regional markets, ensuring alignment with Group risk appetite and standards.
- Craft, implement, and maintain credit risk policies, frameworks, and underwriting standards suitable for diverse regulatory environments across the region.
- Evaluate and approve complex and large credit proposals, ensuring appropriate structuring, collateralization, and sectoral risk mitigation.
- Take note of portfolio performance and concentration risks across industries and geographies, conducting regular stress tests and scenario analyses.
- Comply with regional regulatory requirements while maintaining consistency with Group-wide risk governance and Basel standards.
- Provide consolidated reporting and insights on portfolio trends, risk drivers, and early warning signals to regional senior management and Group committees.
- Collaborate with business teams across countries to balance growth opportunities with prudent credit discipline, driving consistency in credit decision-making.
- Help to the enhancement of internal rating models, sector risk frameworks, and credit risk systems to reflect regional market conditions.
- Guide in-country risk professionals, promoting knowledge sharing and capability development across markets.
Requirements: -
- Good Bachelors degree in any quantitative field: Finance, Economics, Accounting, or related discipline; postgraduate qualifications or certifications (CFA, FRM, CPA) preferred from a recognised University
- At least 810 years of experience in banking credit risk management, with strong exposure to SME, corporate and institutional clients.
- Highly experienced in credit analysis, financial modeling, and portfolio risk management across multiple industries.
- Familiar with regional regulatory environments and cross-border credit risk governance, as well as Basel III/IV and IFRS 9 standards.
- Experience in managing regional or multi-jurisdictional credit portfolios, with ability to navigate varying market conditions and regulations.
- Engage closely with senior management, regulators, and business partners across different countries.
- Well verse in risk management systems and analytical tools; familiarity with SQL, Python, or SAS is an advantage.
- Strong team management skills with experience in developing and mentoring teams across multiple markets.
- High integrity, good analytical and critical thinking skills, strong commercial sense
