A growing Fintech organisation is currently hiring an experienced Credit Risk Team Lead in Singapore. Backed by a financially strong parent group and experienced leaders, this is an fantastic opportunity for the right individual to grow his/her career. Only candidates working in Singapore will be considered.
- Bachelors degree or above from a recognised University
- Minimum of 10 years of full-time professional experience in credit risk management within consumer finance, fintech, or banking.
- At least 4 years of experience in people management
Responsibilities:-
- Drive, lead the development, optimization, and implementation of credit risk management strategies for consumer and SME loans.
- Design and execute risk frameworks across the full customer lifecycle from acquisition to collections.
- Observe portfolio health for both new and existing customers and drive initiatives to improve performance, profitability, and risk metrics.
- Manage and mentor team members to drive risk performance and ensure robust risk management policies.
- Involve and support expansion into new markets by developing scalable and compliant risk processes.
- Assess risk model performance and contribute to the enhancement of model effectiveness and accuracy.
- Engage and work closely with cross-functional teams including product, business development, operations, and compliance.
Requirements:-
- Bachelors degree or above from a recognised University
- At least 10 years of professional experience in risk management within consumer finance, fintech, or banking. (MUST HAVE)
- At least 4 years of experience in people management (MUST HAVE)
- Strong and effective communication skills, with the ability to present complex insights to both technical and business stakeholders.
- Driven and motivated mindset with the ability to develop and execute strategies independently and proactively.
- Adaptability, hands-on, strong analytical skills; experience in risk modeling is a plus.
- Familiarity with the Southeast Asia market is a plus.
- Mandarin skills a plus
