Responsibilities:
- Responsible for reviewing and underwriting credit proposals and transactions submitted by Relationship Managers, to ensure compliance with the Bank's credit policies and procedures, risk acceptance criteria where appropriate, and regulatory requirements.
- Complete annual and/or loan reviews assigned.
- Participate in client calls with the Relationship Managers.
KEY COMPETENCIES:
- Degree holder with a minimum of 2-4 years of relevant credit, risk or accounting experience; seasoned credit analysts of medium to large corporations can be considered for this role.
- Exposure or experience to the Greater China markets will be a plus point.
- Strong analytical, communication and interpersonal skills are required.
- Familiar with MS software applications such as Word, Excel, PowerPoint etc. Excellent verbal and written communication skills are essential.
- Perform suitable industry, peer, business projection analysis as needed.
- Ability to appropriately assess credit and other risks, compliance with the bank's credit and relevant policies.
- Ability to present credit cases confidently especially on key risks, financial analysis and projection assumptions/outcomes.
- Ability to work well with others and independently, a team player, accountable and a positive work attitude are essential qualities.
- Fluency in Mandarin preferred.
Desired Skills and Experience
Credit Risk Analysis
Financial Statement Analysis
Corporate Credit Underwriting
Risk Assessment
Regulatory Compliance
Industry & Peer Analysis
Business Forecasting
Credit Policy Compliance
Microsoft Excel
Microsoft PowerPoint
Financial Modeling
Stakeholder Engagement
Team Collaboration
Independent Work
Attention to Detail
