Perform robust credit assessments on corporate clients and credit proposals, including on credit rating, credit limit, detailed financial and non-financial analysis, structure of financing (e.g. financial terms/conditions, covenants) etc.
Prepare clear and comprehensive credit review report and present the report for credit approval.
Monitor credit exposures to ensure portfolio quality, conduct periodic credit reviews, identify early warning signs and recommend risk mitigation strategies etc.
Other tasks as may be assigned by Head of Department.
Requirements
A Bachelor Degree in fields such as Economics, Finance, Accountancy etc. with a strong foundation in analytical, statistical and other quantitative techniques.
A minimum of 3 years experience in credit risk management with large regional or global financial institutions.
Proficient in Mandarin to liaise with Chinese speaking clients and stakeholders.
Excellent verbal communication and good interpersonal skills to handle stakeholders across multiple departments.
Proactive, energetic, result oriented and possess good business acumen.
