Corporate Banking Middle Office (Credit Risk Officer)

*This job posting is supported by KOTRA at the request of Kookmin Bank Singapore Branch*

Roles & Responsibilities

· Conduct post-lending credit monitoring and portfolio management for the Branch's corporate loan portfolio

· Monitor borrowers credit conditions through Head Office Early Warning Systems as well as internally established Branch monitoring frameworks

· Perform ongoing credit surveillance, including early warning signal monitoring, watch list management, and adverse news monitorin

· Review and follow up on key risk indicators and potential deterioration in borrowers financial or operational conditions

· Prepare regular monitoring reports and support internal reporting requirements to Head Office and management

· Manage loan classification and provisioning-related monitoring processes

· Coordinate with relevant internal stakeholders and Head Office regarding credit monitoring matters and follow-up actions

· Support the overall post-loan review and monitoring framework of the Branch

Qualifications

· Bachelor's Degree in Banking, Finance, Business, or a related field

· Minimum 3 years of relevant experience

· The most critical requirement is hands-on experience in borrower early warning monitoring and credit risk management within banks or financial institutions

· Relevant experience in post-loan monitoring, watchlist management, adverse news monitoring, and ongoing credit surveillance

· Experience in preparing credit monitoring reports and management reports

· Good understanding of corporate lending processes and credit risk management practices

· Korean language proficiency is preferred, as the role requires frequent communication with Head Office and understanding of Head Office credit systems and reporting processes

· Strong analytical, communication, and coordination skills with the ability to work closely with internal stakeholders and Head Office

· Candidates should demonstrate a proactive attitude, sound judgment, and the ability to manage ongoing monitoring processes in a structured and timely manner

Additional Information

· We regret to inform you that we are unable to support a work visa for this role

· Only Singaporean Citizens or Permanent Residents may apply

* We regret to inform you that only shortlisted candidates will be notified.