Compliance Officer/Fintech (Payment Service)/East Area

Key Responsibilities

A. Regulatory Compliance & MAS Engagement

• Serve as the primary liaison with MAS on all regulatory matters, inspections, queries, and reporting requirements.

• Ensure full compliance with the PSA, MAS Notices (e.g., AML/CFT, Technology Risk Management), Guidelines, and circulars.

• Oversee timely and accurate submission of all MAS regulatory filings, including incident reports, periodic returns, and attestation requirements.

• Monitor regulatory developments and assess their impact on business operations, products, and controls.

• Maintain the Compliance Framework, Compliance Calendar, and annual Compliance Plan.

B. AML/CFT, KYC, and Sanctions Compliance

• Act as the AML/CFT Officer (if designated) responsible for implementing and maintaining AML/CFT policies, procedures, and controls.

• Oversee customer due diligence (CDD), enhanced due diligence (EDD), sanctions screening, and ongoing monitoring.

• Supervise transaction monitoring, suspicious transaction reporting (STR), and FATCA/CRS compliance.

• Ensure staff training on AML/CFT and regulatory obligations.

C. Compliance Risk Management

• Conduct periodic compliance risk assessments and implement mitigation measures.

• Evaluate the effectiveness of internal controls and recommend enhancements.

• Oversee compliance testing, monitoring programs, and internal audit coordination.

• Support enterprise risk management activities, including operational, technology, and outsourcing risks.

D. Governance & Advisory

• Advise the Board and senior management on compliance risks, regulatory expectations, and emerging issues.

• Prepare compliance reports for Board and Committee meetings.

• Support licensing obligations, new product approvals, and strategic initiatives requiring regulatory assessment.

• Lead compliance input into business continuity planning (BCP), outsourcing arrangements, and vendor governance.

E. Policies, Procedures & Training

• Develop, implement, and maintain compliance policies, manuals, and SOPs.

• Review marketing materials, customer communications, and agreements for regulatory compliance.

• Deliver ongoing compliance training across the organisation.

3. Qualifications & Experience

Required

• Bachelor's degree in Law, Finance, Accounting, or related field.

• 5-10 years of compliance experience in financial services, payments, fintech, or related sectors.

• Strong knowledge of MAS regulatory frameworks, PSA requirements, AML/CFT standards, and regulatory reporting.

• Professional certifications such as ACAMS, ICA, or IBF recognised by MAS.

• Proven ability to engage regulators, senior management, and cross-functional teams.

Preferred

• Experience in Major Payment Institution (MPI) licensing or ongoing compliance.

• Familiarity with digital payments, e‑money issuance, merchant acquisition, and cross‑border transfers.

• Experience in compliance technology, transaction monitoring systems, and data governance.

4. Key Competencies

• Strong analytical and regulatory interpretation skills.

• High integrity, independence, and sound judgment.

• Excellent communication and stakeholder management abilities.

• Ability to lead teams and drive compliance culture across the organisation.

  Interested candidates please send resume to [Confidential Information]

  Eric Kng Chip Guan (CEI No.R1104559)
  Business Edge Personnel Services Pte Ltd (96C4864)