We are seeking a Chief Credit Officer (CCO) to lead the credit strategy, governance, and risk oversight for the Retail Banking division.
Key Responsibilities
- Lead and refine retail credit strategy, policies, and underwriting standards.
- Oversee portfolio performance, including credit quality, provisioning, loss forecasting, and stress testing.
- Ensure adherence to regulatory requirements and serve as a key contact for auditors and regulators.
- Drive improvements in credit models, analytics, and digital credit capabilities.
- Lead teams across underwriting, risk analytics, and collections and build a strong risk culture.
- Collaborate with Retail, Risk, Finance, and Operations to support sustainable business growth.
Qualifications & Experience
- 15+ years in retail credit risk management with leadership experience.
- Strong expertise in credit governance, consumer lending, collections, and regulatory frameworks.
- Proven ability to lead teams and influence senior stakeholders.
- Advanced degree in Business, Finance, or related field preferred.
