About Hytech
Hytech is a leading fintech company, pioneering innovative financial technology solutions that empower clients to manage their finances with unmatched efficiency, security, and convenience. As a trailblazer in the fintech industry, we are committed to driving digital transformation and redefining the future of finance through our cutting-edge platforms and applications.
With a global team of over 2000 professionals, Hytech has established a strong presence worldwide, with offices in Australia, Singapore, Malaysia, Taiwan, Philippines, Thailand, Morrocco, Cyprus etc.
Key Responsibilities:
- Proactively identify, evaluate, and establish partnerships with global Bin Sponsors (licensed banks/financial institutions) to support card-issuing programs. Meanwhile, maintain and deepen relationships with Bin Sponsors
- Collaborate cross-functionally with Legal, Compliance, and Product teams to streamline partner integration and mitigate operational risks.
- Responsible for the daily operation of card products, including but not limited to user growth, transaction volume improvement, etc.
- Develop and implement Card Product Operation Strategy, plan and implement operation activities, and promote business development.
- Combine card business data to analyze business development and operation, and provide effective suggestions for product optimization.
- Develop and improve the handling procedures and norms for chargebacks and disputes, as well as relevant dispute investigation and handling.
What We're Looking For
- Bachelor's degree or above, preferably in Finance, Economics, Marketing, or related fields.
- 5+ years of experience in banks, credit card centers, or third-party payment institutions, with solid exposure to card products, risk management, and user operations.
- Hands-on experience in internet finance or fintech product operations, with a strong understanding of card product lifecycles and user consumption behavior.
- Strong data analysis and problem-solving skills, with the ability to translate insights into effective operational strategies.
- Excellent communication and cross-functional collaboration skills; strong written communication, campaign planning, and execution capabilities are a plus.
What We Offer:
- Opportunity to build and scale a new business line within a fast-growing global fintech, with real ownership and decision-making impact.
- Exposure to global card programs and international markets, working directly with BIN sponsors, banks, and partners across multiple regions.
- A chance to work on end-to-end card product operations, from strategy and launch to growth optimization and risk management.
