What you do
GWCRM-EmB (25%) and Regional (75%)
- Contribute to the Bank of the Future build for digital credit capabilities for Group and Region.
- Support oversight and alignment of Subsidiary CRM-EmB to GWCRM-EmB while considering local regulations and nuance, in areas of:
- Portfolio Analytics
- Reporting Framework and Data Elements
- Reporting Structures / Format
- Credit Risk Monitoring Tools
- Provide guidance and support to the Subsidiary CRM-EmB on the regional business initiatives, e.g. SME Credit Platform, Credit Decision Management System (CDMS) and LUMOS
- Identify the common pitfalls / challenges and good practices and adopt across the Group, where applicable
- Pivot on built / implemented models and scale across the Group, where applicable
- Support the Team Lead, Credit Risk in the rollout of Credit Risk Strategies in LUMOS, CDMS and SME credit platform
- Work closely with stakeholders e.g. RPM to establish new data, data field alignment and data quality.
Who you work with
Group Risk Management works independently to protect, build, and drive our businesses. The team supports good decision-making with strong risk analysis and a crucial, comprehensive role in sharpening our competitive edge. Optimising risk-adjusted returns, it's about seeking and adopting best-in-class practices, protecting the group from unforeseen losses, keeping risk within appetite, and embracing change and managing growth in one of the world's strongest banks.
Who you are
- At least 4 years of working experience in credit portfolio risk management, preferably with regional exposure
- At least 4 years of working experience in supporting the rollouts of IT enhancements, preferably in the area of credit initiation
- At least 2 years of working experience with the use of programming/scripting languages (e.g., SAS, Python) to perform data analysis and manipulation
- Excellent analytical and quantitative skills, with strong attention to detail
- Possess strong interpersonal, communication and effective negotiation skills as the role requires interactions with the senior management and internal business partners
- Adaptive and sensitive to cultural requirements
- Self-motivated and able to work both independently and within a team
- Willing to take on new challenges and work in a fast-paced environment
