Lead and conduct end-to-end audits of AML business processes, including customer due diligence (CDD/KYC), transaction monitoring, suspicious activity reporting (SAR/STR), sanctions screening, and correspondent banking.
Develop risk-based audit plans and programs tailored to AML business operations.
Perform fieldwork, including interviews, process walkthroughs, and control testing, to assess the design and operating effectiveness of AML controls.
Evaluate the bank's adherence to AML regulations and international standards (such as FATF recommendations).
Review the implementation and effectiveness of the bank's AML policies, procedures, and risk management framework.
Test the adequacy of controls over customer onboarding, periodic reviews, enhanced due diligence (EDD), and high-risk customer management.
Assess the effectiveness of transaction monitoring systems, alert handling, and escalation procedures.
Evaluate the quality and timeliness of suspicious transaction investigations and regulatory reporting.
Prepare detailed audit reports summarizing findings, risk implications, and practical recommendations for remediation.
Present audit results to senior management and relevant committees, and follow up on the implementation of corrective actions.
Collaborate with compliance, risk management, IT, and business units to understand processes and share best practices.
Advise business lines on AML risk and control issues, and contribute to the development of training and awareness initiatives.
Monitor changes in AML regulations and emerging risks relevant to the bank's business activities.
Provide guidance on regulatory expectations and industry best practices for AML compliance.
Requirements
Bachelor's degree in Finance, Business, Law, or a related field.
Professional certifications such as CAMS (Certified Anti-Money Laundering Specialist), CFE (Certified Fraud Examiner) are highly desirable.
Minimum 8 years of experience in AML audit, compliance, or internal audit within a financial institution, preferably a bank.
Strong knowledge of AML regulations and international AML standards.
Experience with AML business processes, risk assessment, and control testing.
Excellent analytical, organizational, and communication skills.
Proficiency in English is required.
Ability to work independently and manage multiple priorities.
