Perform comprehensive credit risk assessments and portfolio analysis to support strategic decision-making and ensure alignment with the bank's risk appetite framework.
Develop and maintain credit risk reporting tools, including stress testing and scenario analysis, to identify potential risks and recommend mitigation strategies.
Collaborate with sustainability teams to incorporate ESG factors into credit policies and risk monitoring, enhancing risk management practices.
Perform forward-looking analysis by applying mathematical, accounting and qualitative knowledge/skills to develop climate risk stress test model.
Stay informed of regulatory requirements and market trends to ensure credit risk frameworks remain compliant and effective.
Communicate analysis results clearly to senior management and stakeholders, supporting well-informed credit risk decisions.
Job Requirements :
Degree or equivalent with experience in Financial Institution credit risk
Strong Credit Risk Analysis with good understanding of key banking products
Proficiency in tools such as SAS and VBA are essential for hands-on model development and data analysis.
Good communication, interpersonal skills and fluent in written and spoken English
Team player and strong sense of ownership of outcomes
Meticulous, with an eye for details
Able to work under tight timelines and comfortable with cross-border interactions
