Key Responsibilities
Accounting & Regulatory Reporting
- Support the Head of Accounts in maintaining proper financial controls and ensuring the accuracy of accounting records.
- Perform daily accounting operations, including journal entries, reconciliations, expense processing, and month-end closing.
- Prepare and submit MAS regulatory reports (MAS 610, MAS 649, Income & Expenditure, etc.) and Head Office financial statements.
- Monitor key liquidity ratios such as Minimum Liquid Assets (MLA) and Asset Maintenance Ratio (AMR) to ensure MAS compliance.
- Prepare and file GST reports to IRAS accurately and on time.
- Maintain and update the fixed asset register in accordance with accounting standards.
- Compile financial data and analyses for monthly ALCO meetings and management discussions.
Financial Planning & Analysis
- Assist in preparing the annual budget, financial forecasts, and variance analysis.
- Provide financial insights and analytical support to management and Head Office.
- Participate in internal performance reviews and contribute to process improvement initiatives.
Audit, Compliance & Collaboration
- Liaise with internal/external auditors, Head Office, and regulatory authorities, providing accurate and timely information.
- Collaborate with other departments to ensure the integrity and efficiency of financial processes.
- Take ownership of assigned tasks and contribute to team projects and operational enhancements.
Professional Development & Team Support
- Act as Deputy to the Head of Accounts when required, ensuring smooth financial operations.
- Demonstrate strong interpersonal skills in coordinating with both internal and external stakeholders, fostering a cooperative work environment.
- Exhibit a willingness to learn, adapt to new systems and reporting requirements, and continuously build technical and leadership competencies.
- Show a proactive can-do attitude and readiness to take on diverse responsibilities in a small but dynamic team.
Job Requirements
- Bachelor's degree in Accounting from a recognized university (Finance major alone will not be considered).
- Minimum 5 years of relevant accounting experience, including at least 3 years in the banking or financial services industry.
- Sound understanding of MAS reporting requirements (MAS 610, MAS 649) and local accounting standards.
- Strong grasp of budgeting, financial analysis, and internal control principles.
- Advanced proficiency in Microsoft Excel and financial reporting tools.
- Excellent communication and interpersonal skills to work effectively across teams and with senior management.
- Willingness to learn and continuously improve through guidance, self-development, and hands-on experience.
- Professional accounting qualification (CPA, ACCA, CA Singapore) or prior experience at a Big 4 audit firm will be an advantage.
- Meticulous, reliable, and adaptable, with the ability to work independently and as part of a collaborative team.
