We are working with a Global Financial Institution on a Corporate Credit Risk Analyst to join their Risk Management team. In this role, you will be responsible for assessing the creditworthiness of corporate clients, conducting in-depth financial analysis, and providing recommendations that support prudent lending and risk decisions.

Key Responsibilities

Conduct detailed credit analysis of corporate and commercial borrowers across various industries.
Review financial statements, cash flow projections, business plans, and market data to assess credit risk.
Prepare comprehensive credit papers and risk recommendations for approval committees.
Evaluate risk ratings, covenant structures, collateral arrangements, and credit mitigation strategies.
Monitor existing credit exposures and identify emerging risks within the portfolio.
Perform annual reviews, portfolio analyses, and industry assessments.
Support stress testing, risk reporting, and portfolio monitoring activities.
Partner with Relationship Managers and stakeholders to structure transactions aligned with risk appetite.
Ensure compliance with internal policies, regulatory requirements, and lending standards.
Contribute to continuous improvement initiatives within the credit risk framework.

Requirements

Bachelor's degree in Finance, Accounting, Economics, Banking, or a related discipline.
5-10 years of experience within financial services in corporate credit analysis, corporate banking, or risk management.
Strong understanding of financial statement analysis, cash flow modelling, and credit risk fundamentals.
Experience writing credit proposals and presenting risk recommendations.
Strong analytical, critical thinking, and decision-making skills.
Excellent written and verbal communication skills.
Advanced proficiency in Microsoft Excel and financial analysis tools.

Corporate Credit Risk Analyst - Financial Institution