Overview

We are seeking an experienced and commercially driven Product Manager to build and scale our Wealth Lending business within Private Banking. This is a newly established regional role focused on unlocking lending opportunities across our wealth platform and delivering differentiated financing solutions for high-net-worth clients.

Sitting at the intersection of product strategy, risk management, and client advisory, this role partners closely with Relationship Managers, Investment Advisors, and cross-functional teams across Credit, Risk, Finance, and Wealth Platforms. The successful candidate will play a critical role in shaping the product vision, driving execution, and ensuring sustainable growth of a competitive and scalable wealth lending franchise.

Key Responsibilities

Product Strategy & Development

Own the end-to-end product management of wealth lending solutions, including Lombard lending, securities-backed financing, and bespoke structured credit offerings.
Define and execute product strategy, value proposition, and multi-year roadmap aligned with client needs, market dynamics, and business priorities.
Identify new lending opportunities and innovate client-centric solutions to expand wallet share and enhance client engagement.

Client & Front Office Partnership

Partner closely with Relationship Managers and Investment Advisors to structure tailored lending solutions for private wealth clients.
Drive product awareness, adoption, and commercialization across markets through effective engagement with front-office teams.
Act as a subject matter expert and trusted advisor on wealth lending solutions.

Risk, Governance & Controls

Collaborate with Credit, Risk, Legal, and Compliance functions to design robust credit frameworks, policies, and governance standards.
Ensure all products adhere to regulatory requirements and internal risk appetite, while balancing growth and prudence.
Contribute to ongoing refinement of credit policies and lending frameworks.

Product Lifecycle Management

Manage the full product lifecycle from design and launch to optimization, repricing, and sunset decisions.
Monitor portfolio performance, profitability, and risk metrics, and implement enhancements where required.
Drive continuous improvement of processes, documentation, and client experience.
Drive Tech platform improvements by collaborating with Tech team on ideation, build, UAT, rollout

Market & Portfolio Management

Track market trends, competitor offerings, and emerging practices in wealth lending to maintain competitive positioning.
Support portfolio analytics, pricing strategy, and balance sheet optimization initiatives.
Lead regional initiatives to harmonize product offerings and drive consistency across markets.

Requirements

Bachelor's degree in Finance, Economics, Business, or a related field.
8–12+ years of relevant experience in wealth lending, credit structuring, or product management within private banking, wealth management, or financial institutions.
Strong expertise in lending products, including securities-backed financing, collateral structures, and credit risk frameworks.
Proven track record of working effectively across front office, risk, credit, and operations within a matrixed, cross-functional environment.
Strong commercial acumen with the ability to identify opportunities, balance risk-reward outcomes, and drive business growth.
Excellent communication and stakeholder management skills.

Location:

DBS Asia Central

Job:

Product Management

Schedule:

Regular

Employee Status:

Full time

SVP, Wealth Lending Product Manager, Private Banking, Consumer Banking Group