Job Description:

While this is a BA role in IT department, we are looking at BA or Product Owner who has the knowledge and experience to conceptualize and drive Product Development in the Corporate credit origination and Loan Core Banking domain
It will also include ongoing, long term product roadmap for continuous enhancement of the platform
To be able to effectively and efficiently engage business to understand their business strategy and product requirement and propose a build & implementation strategy that can meet their needs
Proposed a design process flow that will drive usage and adoption of the platform
Play a consultant role to business to come out with multiple options for solutions and initiatives
Ensure harmony and compatibility of proposed solution with existing systems and new technology stack
To be able to elicit requirements from business to ensure completeness and no ambiguity
Able to navigate various dependencies and streams to achieve best outcome for the business within stipulated timeframe with resources provided.
Coordinate internal/business review and get business signoff for the project cost, plan and various specifications.
Have access to market intelligence and is aware of regulatory requirements and trends of loans
Be the bridge between Business and System Delivery team during solution and all phases of SDLC and/or Agile/SCRUM sprints/delivery.

Key Roles and Responsibilities:

Manage and oversee Core Banking transformationCredit/Loan portfolio across the region and work closely with business and technology partners to support core banking migration to new platform while seeking process and product standardization where applicable
To engage and assist business managers and end users to articulate requirements
Elicit requirements, prioritise and analyse requests, design business processes, workflows and user interfaces, review of functional specifications and data mapping templates
Work with System Delivery and Project Office as well as other internal IT departments, IS and vendor to arrive at optimal solutions for the Business with compliances to Bank's standards, policies and guidelines
Able to translate technical designs and jargons into terms that business can understand and associate
Prepare / review test scenarios and test cases, support test utility team for SIT, support user for UAT and other related activities to ensure business needs are met
Ensure gaps in deliverables are identified early and addressed effectively
Ensure Business stakeholders expectations are met
Provide thought leadership within own area of responsibility and BA profession within the bank
Provide SME support to extended IT teams such as EDW by articulating requirements
Provide support to architecture committee and project teams to ensure that target operating models are progressing in line with the preferred strategic architecture / chosen architectures
Requirements
At least 8 years of relevant business analysis experience in financial services environment, preferably in area of corporatecredit processing, loans origination, Loan disbursement, renewal, and limits/facility management.
Possess end to end business knowledge of corporate credit and Loan processing all the way from credit proposition initiation via loan origination system to facility, collateral implementation, consolidated limits management and loan setup/disbursement.
Credit processing here can refer to both loans that are tailored to SME and larger/complex corporations.
Experience in facility, limits, collateral, and loan domains. Secondary experience in GL accounting, account statements, and regulatory reporting is a plus
Strong analytical skills with the ability to assimilate information quickly and gain consensus from multiple stakeholders when required
Good oral and written communication skills, including documentation and presentation skills
Comfortable communicating across business divisions and levels of seniority
Strong team player with the ability to take ownership and deliver independently
Able to work under pressure with tight deadlines and/or multiple projects
Strong interpersonal skills required to liaise with other subject matter experts to problem solving issues or generating ideas
Experience and ability to work in a culturally diverse and geographically distributed team
Experience in negotiation and conflict resolution
Possess initiative, drive and excellent attention to detail
Good cross product knowledge
Understanding of technology and development lifecycle - experience in both SDLC & Agile/SCRUM delivery
Side note: This role is 100% based in office, situated at Tampines/ Punggol

Business Analyst, AVP Technology Solutions Corporate (Credit Origination and Processing)