About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

Analyze current processes to identify AI opportunities.
Collaborate with business sponsors, product managers, data scientist, technology partners to realize business needs
Review Vendor Deliverables to ensure governance check and balance
Conduct data analysis to support decision-making and validate AI model readiness.
Familiar with Associative data modeling, predictive & text analytics, classification, data exploration, summarization
Perform exploratory data analysis to uncover trends, patterns, and anomalies.
Create visualizations and dashboards to communicate insights effectively to stakeholders
Post Go-live and Sustainability
Ensure AI Realization as per plan
Enforce Proper Governance before commissioning solution transiting Human In the loop to Human out of the loop
Identify opportunities of tuning to increase AI Accuracy for higher productivity.

Job Requirements

Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field.
Minimum of 12-15 years of experience in credit analysis, underwriting, or risk management within the banking or financial services industry, preferably with exposure to Wholesale or SME lending
Minimum 3-5 years of experience in AI implementation
Strong understanding of credit principles, financial statement analysis, and risk assessment methodologies.
Familiarity with credit scoring models and relevant regulatory frameworks.
Excellent analytical, problem-solving, and decision-making skills.
Ability to work effectively under pressure and manage multiple priorities in a fast-paced environment.
Proficient in Microsoft Office Suite, particularly Excel.
Strong written and verbal communication skills, with the ability to present complex information clearly and concisely.
Experience with credit platforms or digital lending solutions is a plus

Additional Requirements

Develop, Engage, Execute, Strategise

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Apply now and make a Difference

SME Credit Underwriter, Business Banking

First VP, Functional Business Analyst, Credit & Risk management, Group Wholesale Banking Operations