Job Description

Act as a SME in the Consumer Banking Secured Loans domain with sufficient knowledge to interact, solicit requirements, and advise senior-level business users
Work closely with business users and project team members on solutioning/project initiation, implementation, and post-implementation support
Lead solutioning effort and help develop compelling and innovative solutions while complying with existing standards, guidelines, and processes
Perform Business Analysis and lead the requirements gathering with business users. Propose alternate solutions to meet or improve the desired objectives based on best practices and industry solutions and influence the desired outcomes
Verify that the user requirements are achievable and support business users during UAT and post-implementation phases.
Collaborate with IT teams to resolve issues. Work with Solution Architects, Systems Analysts, and Developers to produce high quality deliverables

Requirement

Expertise in credit or loan origination domain (with focus on lending and credit decision management).
Understanding the end-to-end lifecycle for lending products (e.g. mortgage loan, car loan, personal loan, cards, wealth financing).
Understand the processes from loan application to loan approval, and to post-approval and maintenance activities.
Experience in working with Credit and Risk policies, including credit decisioning and scoring models.
Experience in defining business analysis and, solution standards and processes.
Strong analytical skills with ability to assimilate information quickly and gain consensus from multiple stakeholders when required.
Strong team player and good interpersonal skills
Well-versed in industry developments and trends in the Secured Loans domain, curiosity in emerging technologies
Ability to breakdown and convey complex information to diverse audiences with varying levels of technical knowledge.
Familiarity with local & regional Secured Loans regulations.
Experience in driving digital initiatives with business and Operations will be an advantage
Ability to adapt to different software development methodologies, e.g. Agile and Waterfall projects
Passion to drive solutions and deliver projects

Business Analyst (Secured Lending) - Group Operations and Technology